We allocate through a lens of Endowment Style of Investing. If you look at the best risk-adjusted returns over the last three decades, they are concentrated in the largest University Endowments. While traditional stock and bond allocations are important, endowments achieve such outcomes through allocations to institutional-grade alternative investments which help lower volatility, increase cash flow and increase risk-adjusted return.

We practice hedging across clients’ lives through their financial plan AND their portfolio.  Actions taken by the Federal Reserve and global central banks have had IMMENSE impacts ranging from altering the duration of business cycles, accelerating public and private debt balances and inflating asset prices around the world.

We also believe that as we move through the 2020s, we are in the “Age of the Exponential.” Despite the rapidly changing investment landscape, many investment institutions have not adjusted their core thinking around fiduciary capital allocation. Henry Markowitz created Modern Portfolio Theory (MPT) in 1952, and the world has changed exponentially since then with traditional asset classes seeing increased correlations since MPT was originally created. In the next 10 years, the world is poised to transform with unprecedented speed and complexity.

With this context, multi-dimensional hedging is of the utmost importance as 2022 showed “Modern Portfolio Theory” to be broken when Central Banks remove liquidity. We’ve scaled down what the best and brightest institutional investors have been doing for decades, in order to optimally serve your life and family.